I never thought about insurance until the insurance crisis started a few months ago. I didn't realize how important it was to have life insurance, supplemental health or even investing in annunities for that matter. I have a 16 year old daughter and a 3 year old son. I really never thought about there future if something was to happen to me as their mother or their father. Until I did my research.

I think when you mention "life insurance" some people think it is a bad thing, and it is really not. No one is promised tomorrow. I received a call this morning before I got dress to go to the momsmiami workshop that an old friend that I grew up with had an heart attack in his sleep, and he was only about 35 years old. It hit me hard because one I had not seen him in a while and he was very young.

So which insurance company do I chose and how do I know which company is best for me and/or my family, friends, business owners and collegues. I would first say do your homework do the research about various companies you sell and education their consumers about life and other products that they are selling. Be an educated consumer because your investing in your future, your children's future and your families future.